Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未来的知在今天带来了代：性使风险法投，或者至少险的格高得令人望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他们可能看起来不是最值得的受益者，但帮助人们分享法险化的风险是政府值得追求的目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通人来说，如果险变得负担不起，那就等于说他们法投，真正重要的是你是否真的有能力支付险费用。